Digipay.Guru

About Digipay.Guru

DigiPay.Guru is an API-first fintech platform for banks, fintechs, telecom operators, payment providers, and other financial institutions that need to launch digital payment services quickly. It supports white-label digital wallets, mobile money, cross-border remittance, prepaid cards, merchant acquiring, agency banking, and eKYC in one platform.

The platform is positioned for organizations that want to build, modernize, or scale digital payment products without long development cycles. It is designed to help teams go to market faster with ready-to-deploy infrastructure, while keeping branding under the client’s own name. The website also emphasizes secure, scalable, and reliable operation, with compliance features built into the product.

Several workflows are highlighted across the solutions pages. The digital wallet offering supports sending, storing, and receiving money, and includes payment methods such as QR code, NFC, USSD, and virtual cards. The merchant acquiring solution supports QR payments, tap-to-phone, card processing, onboarding, categorization, compliance management, and transaction and settlement dashboards. The remittance solution supports instant international transfers with multiple channels and 24/7 access. The prepaid card solution covers issuance, activation, management, and self-service functions. The eKYC solution supports onboarding, verification, and integration with AML and CFT databases.

The platform is aimed at institutions serving both banked and unbanked customers, including underserved markets and branchless or agency banking models. The site states that the software is PCI DSS and GDPR compliant and includes built-in AML and eKYC tools.

Key features:
- White-label digital payment infrastructure for branded wallet and payment services
- Digital wallet support for sending, storing, and receiving money
- Merchant acquiring workflows with QR payments, tap-to-phone, and card processing
- International remittance for instant cross-border transfers
- Prepaid card issuance, activation, and management
- eKYC onboarding with AML and CFT database integration
- Built-in compliance and security claims including PCI DSS and GDPR